The Most Dangerous Intersections in New York
Often, the treatment for broken ribs is rest and taking it easy. There is no cast, no surgery, and no sutures. However, that does not mean you are not entitled to compensation if you suffer this kind of injury in a car accident that was not your fault.
At Greenspan & Greenspan Injury Lawyers, we know how painful and devastating these invisible injuries can be. For decades, our firm has helped auto accident victims recover the compensation they deserve after suffering harm due to another’s mistakes.
In this blog post, we will explain what you should know about seeking compensation for broken ribs in a car accident.
How Much Compensation for Broken Ribs in a Car Accident?
Compensation for broken ribs in a car accident can vary widely. Every case is different and has unique facts and circumstances that influence the overall outcome.
Here are some of the most important individual factors that can contribute to your recovery and potential compensation.
Severity of Injuries
Generally, the more severe the injuries, the more compensation you can expect to recover. For instance, if you suffer multiple broken ribs and other fractures, you can likely anticipate more compensation than someone who walks away from an auto wreck with one broken rib and little to nothing else. If the impact of the accident was forceful enough to cause broken ribs, then it is likely you suffered other serious injuries as well.
Medical Expenses
Your medical expenses and future medical costs can also influence the outcome of your claim. Typically, the more severe the injuries, the more medical expenses you are likely to have in the present and future. This can justify more compensation to cover the cost of treatment for existing injuries and any anticipated future costs.
Lost Income
Depending on your injuries, you may be unable to return to work right away. After an auto accident, your attorney can seek reimbursement for any lost wages from time missed from work. If your injuries are so severe that you can never return to work or are forced to change careers or positions, then you can seek substantial compensation for that loss.
Insurance Coverage & Policy Limits
Generally, you will be limited to seeking reimbursement up to any applicable insurance policy limits. The more insurance coverage and the higher the policy limits, the more compensation is available.
Liability & Neglience
Who is at fault in the crash can also influence any potential recovery. For instance, if the only liable party is another individual driver, your financial recovery may be limited to their insurance policy maximum. On the other hand, if the liable party is a corporation or there are multiple negligent parties, the potential compensation could be much higher.
Pain and Suffering
Noneconomic damages, such as pain and suffering and emotional distress, can also play a substantial role in the compensation you can receive. In some cases, noneconomic damages as a result of broken ribs from a car accident can be greater than economic damages (e.g., medical expenses). However, these damages are often more challenging to prove because they are subjective to the individual and not based on concrete financial losses.
How to Maximize Compensation for Broken Ribs from a Car Accident
Whether you settle your claim outside of court or see it through a trial, your goal is to achieve the highest possible compensation to support your physical and financial recovery for broken ribs after a car accident. Here are several steps to follow to increase your odds of success.
Seek Prompt Medical Treatment
Unless you suffer other injuries, it can be difficult to initially determine whether you suffered broken or bruised ribs from a car accident. Broken ribs are typically not visible or apparent from the outside to the naked eye. That is why it is key to see a doctor immediately after the crash to help ensure a quick and accurate diagnosis. Waiting too long to seek treatment can hurt your claim for compensation later.
Document the Scene
If possible, gather evidence while you are still at the scene of the accident. Take photos of the vehicles, injuries, and the surrounding area. If eyewitnesses are present, take down their contact information in case you need to contact them later. It is also wise to note any traffic cams or nearby video surveillance. All of this can be evidence that may help confirm your story and support your case for compensation.
Keep Records Organized
Save all hospital bills, test results, and medical records. These are essential for confirming that your injuries came from the crash. Beyond medical evidence, you should collect all other documents and records relating to the accident. This could include auto repair shop invoices and missed pay stubs. Keep copies of all records organized and store them in a safe place.
Meet with an Experienced Attorney
Once you have taken any necessary immediate steps, it is essential to consult with an experienced lawyer as soon as possible to preserve your right to file a claim. In New York, you generally only have three years to pursue a civil lawsuit should your claim come to that. However, time can get away from you when dealing with injuries and financial difficulties. There may also be exceptional circumstances that can shorten or lengthen your deadline for taking action. An experienced car accident attorney can evaluate your case and help you understand your options.
Remember, insurance companies and defendants are looking to pay as little as possible and will often provide a settlement offer quickly. However, you should be hesitant to accept a first offer without first speaking to a lawyer. An attorney can help assess possible long-term damages and negotiate to help maximize compensation for you.
Broken Ribs from a Car Accident? Let Us Help.
At Greenspan & Greenspan, your fight is our fight. When you come to us hurt, confused, and worried about the future after a car accident, we promise to listen to your story and provide honest and knowledgeable advice. If you have suffered broken ribs in a car accident through no fault of your own, our advocates are ready to help. With decades of experience and services in English and Spanish, our team has the insight and resources to make a difference in your recovery.
Contact us today to schedule a no-cost, compassionate consultation with one of our skilled attorneys.
